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Do you sometimes feel that you will always have credit card debt?  Do you feel that there is no way out so you keep paying your monthly minimum only to have your following bill balance be higher.  It doesn’t have to be this way.  You can put an end to credit card debt once and for all.  You have options and you should use them.  First, and we will get it out of the way quickly, there is bankruptcy.  If you are at the point were the debt is just too high and you can’t buy necessaries, then bankruptcy may be an option.