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Here’s some common sense: don’t buy things that you can’t afford.  If you can only afford a Buick, don’t buy a mustang.  If you can’t even afford a dvd, don’t buy a blu-ray player.  Buying things you can’t afford is the quickest way to get in debt, and frankly it’s one of the many reasons our country is experiencing a recession right now.  Instead, save your money for something, then buy it.  Don’t buy something out of impulse.  Chances are, when you save your money you won’t act as quickly to let it go, so what you do spend it on will be more worthwhile.